You got anything else on you that's going to stick, harm or harmless, or poke us, or anything? You're going to You're going to be under arrest for this, okay? If the bank wants to prosecute, the person wants to prosecute, we'll make it as easy for you as possible, okay? >> Hey, is this your ID? >> I just got back from lunch, but this is ID she presented to this gentleman. She came in the week before last and did a withdrawal, and she's been to other branches. >> Okay. And is she not this person? >> She's not that person. >> So, hold on, Teresa. And she signed it in here? >> So, this is the ID I got from week before last. That was sent out in our market to be on the lookout for her. >> And so, this is the person you do have account Teresa. Okay. And this person you have an account to, too. So, right now we don't know who she is. >> Correct. >> Hey, ma'am. Before I go, we need to talk to you real quick, okay? Ma'am, we need to talk to you real quick. Officer Hadley, I police department. The reason why we need to talk to you is basically that we got a call saying that you were trying to make some bank transactions, or cash a check, whatever you were trying to do, utilizing someone else's information, not yours, and you were trying to impersonate yourself as that person. Are you aware of that? >> No. >> Okay. Do you have your ID, ma'am? >> No. >> You don't have ID? >> I just left it on the counter, I think, in there. >> You left it on the counter. Why did you leave it on the counter? >> It's in here. >> Okay. We can get Hold on, hold on a second. Just stay right there. Let me get my ID. >> What's going on? >> Hello. Tell us what's going on. What are you doing here today? >> Nothing. >> Nothing? You're at the bank. >> I was trying to make a transaction. >> so here's the thing. We're going to go ahead and cut out all the bull crap, okay? You're doing something wrong here. It's in your best interest to tell us what that is. So, go ahead and do that, okay? Just be honest. It's okay. You can tell us. >> I just tried to do something illegal. >> Okay. Well, tell us what that is, okay? Why did you do it? That's the main thing. >> How? >> Or why? >> I'm just going through a lot of things. Um, my son got locked up. I'm just having a hard financial hardship right now. >> Okay. Did somebody set you up to this or was it something you that you decided to do? >> No, it was just something that I heard about and I just >> Tried to see. Tried to see. Okay. >> The 21st of May, 2025, Hayville police responded to a bank fraud call. A woman was intercepted at the exit. Bank staff identified her on the spot. What followed on body cam exposes critical gaps in Miranda compliance and Georgia identity fraud law. The initial contact was a consensual encounter under United States versus Mendenhall. No seizure until a reasonable person would no longer feel free to leave. That threshold crossed quickly once two uniformed officers began targeted questioning inside a bank lobby. The subject then stated unprompted, "I just tried to do something illegal." No Miranda warning had been issued. Miranda versus Arizona is unambiguous. Custodial interrogation requires prior advisement of the right to silence and the right to counsel. The core legal question is whether custody had already attached at that moment. Under Berkemer versus McCarty, custody exists when a reasonable person would not feel free to leave regardless of formal arrest status. Two officers, a bank lobby, an identified suspect. A court could find custody attached before the first question was asked. Defense will seek suppression. The outcome turns on that determination. The prosecution's strongest counterargument is Oregon versus Mathiason. Spontaneous, unprompted statements are not interrogation under Miranda. If the admissions were truly voluntary, they survive suppression. But that argument is contested and it is the case's primary appellate risk. >> Please don't. Please don't. >> You got your your regular ID? >> No. >> Okay. Come here real quick. Let to you real quick. Y'all watch her. What? Okay, this is what they told me to ask. You saying her? >> Nope. >> And that one? >> She knows she knows that. She She just said she did it all fraudulent like cuz she needed some money. >> Okay, cool. >> I didn't get the old I got the why she did it cuz she hurt kids. >> What's her What's her name? >> Savannah. >> Savannah? >> Okay. >> How did you get up here? >> Uh Uber. >> You Uber? >> Yeah, I like just been going through a lot. I just got put out my apartment. My son is locked up. It's just a lot going on. >> You know, just cuz you're going through something that doesn't mean it's okay to Your ID from Georgia? >> Yes. I didn't take anything. >> Yes, Savannah. Give me a printout of you using your phone right now. >> Okay. >> Where's your driver's license? >> I didn't bring them. My real spot. >> How much money did she get on this one? >> On which one? >> The first one. >> A lot. >> What was it? >> to our branch. >> I need the number. >> The number. >> Yeah, and was it Did it happen here in Fayetteville? >> And some other branches. >> I'm talking about no, the How much money did she get from Fayetteville? That's the only one I can put a case on. And tell me I need the date and time she came here and draw. >> I think she did about six about 15. >> 15 what? >> 15,000. >> 15,000? >> I would print all that for the last one you did it for that one and this one for I did it for all of this one. >> And this one? >> She getting money from here? >> She tried to get out 8,000 but the account is inactive. >> Okay, so So, 15,000. I need to We need a printout on that there. >> Yeah, and we need everything printed from the transaction, the amount. Did y'all contact the the account holder? >> The account holder is either if I can remember Alabama or Florida. >> Okay, if you can get us his information his or her information how much money was taken out cuz obviously those people would be victims and and the bank itself is Did y'all file >> a report that time? No, because it wasn't discovered until she went to the other branches. >> Okay, okay. >> It wasn't that person that the account holder at that point went let you in. >> Got you. She got $15,000 or ate the $15,000 the last time you were here, right? >> The last time? >> Yeah, we got you we got your ID from last time, too, where you used your valid ID when you came here. So, this is the second time. She didn't get any money this time because the account wasn't active, but the last time she got $15,000. People go through things, I get it. But, you got a lot of victims here. You're taking people just You're stealing from several different people. So. What do you think should happen to you? >> I should get a warning. >> You think so? >> A warning. >> You think so? >> Yes. >> Why do you think that? >> I don't know what I'm doing. >> You did know what you were doing. You know exactly what you were doing. You did it twice. I'm just I'm being realistic with you. I'm being as real with you as I can. So, I mean, this is a lot of money. You can't just swipe that under the carpet. Like, that's $15,000 you stole from somebody. >> You think if somebody did that to you, they deserve a warning? They took your money out of your account. >> a chance. If they If they If they have If they have things going on. >> They took money out of your account and you used it. >> to pay it back to that person or something. >> It's not how that works. You can't pay that $15,000 back. That's why you're here. You used somebody else's ID and stole their money. So, that's two things. It's a big deal. This This This ruins people's lives, not just yours. But, if you come in and take money out of my account and pretend like you're me, you're ruining my credit. You're taking money out of my kids' mouth. There's other ways to do stuff. I've been broke before and came up, and I didn't go steal nothing. So, did you give them your real ID? No, to the officers? >> No, what happened? >> No, you Did you give your officers your real information? I'm sorry. >> Yes, my real name is. >> Okay. >> Yes, my real name is. >> Okay, ma'am. >> Oh god. >> You ever been arrested before? >> No, when I was younger. >> What for? >> My husband and I got into a fight and I hit him in front of the police. >> Domestic or something? >> Yeah, we They charged me, I think, with aggravated assault for hitting him in front of the police. That was like >> Did you hit him with something? >> No, my hand. >> How long ago? >> Like 20 like no, 2009 or something. Way back. It might not even been in the 2000s. >> What was your son arrested for? >> Um he shot himself walking down the street or something in Clayton County. And I guess then they have cameras or something and they saw it. He got picked up for a warrant so when they saw that they transferred him to Clayton County. >> If I could. >> What information do you need from the one that you need here? >> Yeah. >> and number of the customer, the true customer? >> Yes, it and the amount and the date that she did it. >> Got it. All right. >> Okay. I mean the only ones I need for is the AVL. >> Yeah. >> Okay. Got you. Appreciate you now. >> Now she said she Ubered here. >> I was just seeing if she had car keys, you know. I don't trust her, man. I still I don't even think who the name she gave us is her name. I think we need we need to verify her ID. >> Is that supposed to be her? >> No, these are not her. >> Okay, so I guess the last time she came in here, did she give her a real ID? >> No, that's That's what she gave us. >> Let me see what she do, man. >> And the customer or the true customer went into a branch, whatever state they're in, and said that money has been coming out and that's how we >> So here's the thing. She got her picture on these IDs. These are not her name. This is not her name. This is a different with a different name with her picture on it. >> Yeah. >> So some kind of way she's getting this our customers' account information. >> Yeah. So her name is Sawana. She swears that's her her real stuff. I mean, whether it is or not, we'll find out. >> Yeah, cuz like I said, these are convincing. >> Usually what happens is these people find a homeless person on the side of Cleveland Ave and say, "Let me take your picture. I'll be back in a tomorrow. I'll give you 100 bucks if you go in and cash this check." And they come back with a fake ID with a picture on it. We just had a guy what, last week or the week before at Delta Community do the same the same thing. >> Yeah, that's what I was saying, man. >> But she got what, 15 grand last time? >> Yeah. This one here on this one here some transactions of 8,000. >> So she tried to get eight this time. The last time she was here she got 15. She actually got it. Walsh says this is the second time. >> That's what I'm saying, dude. She did two transactions on the same day? >> Today or the last time? >> No, the last time. >> The last time and she got both of them. >> Which one? On this one here. >> Okay, she got some She got some 15,000. >> Yeah, she got a total of 16 from us. >> Cuz hey, you know, but when you check this out, when we run this ID, this the numbers come back to somebody else. >> Okay. The one at Delta was a older black guy, came back to old white guy. >> Yes, I told him to print it out. And you said today she tried to get another 8,000? >> Another 8,000. So this is the the eight that she tried to get, but the accountants came after and there's there hasn't been any activity. >> So I got right now I got two charges of identity theft and then the other one will be two charges of fraud. >> Issue one, financial identity fraud. Under Georgia code title 16, chapter nine, section 121, using another person's identifying information without consent to obtain money is a felony. Losses exceeded $15,000, triggering sentencing enhancements. Each victim account accessed constitutes a separate count. Issue two, financial transaction card fraud. Under Georgia code title 16, chapter nine, section 33, three additional counts arise from the bank cards and withdrawal slip recovered from the subject's purse after arrest. That search was clean under Chimel versus California, no warrant required. Issue three, probable cause. Under Illinois versus Gates, probable cause requires only a fair probability that a crime has occurred. Staff identification, the fraudulent ID at the counter, and voluntary admissions, three independent sources. The arrest was legally unimpeachable. Issue four, use of force. Cooperative subject, shoulder injury noted, front handcuffed. Under Graham versus Connor, force must be objectively reasonable given the offense severity, threat level, and degree of resistance. Zero resistance, no use of force issues in this encounter. Grades, the officer receives an A minus. Professional technique, sound evidence collection, appropriate force. One deduction, Miranda was not issued at the point. The encounter shifted from consensual contact to targeted custodial questioning. That gap creates a suppression risk that correct procedure eliminates in seconds. The subject receives a D. She returned to the same branch that had an active lookout on her carrying fabricated ID and the victim's bank cards. She then confessed without counsel surrendering, the only legal protection the Fifth Amendment guaranteed her. The bank staff receives an A plus. Teller Baker recognized the repeat offender and deliberately stalled the transaction, directly preventing the theft and enabling the arrest. That institutional response is the standard for financial fraud prevention. >> All right now, what I need from you before I go, I just need to record a statement on what happened today. >> Okay. >> If you can just tell me what happened with her today. >> Sure. She came in, presented a um different ID, asked for $8,000 out of an active account. Um Baker pretty much stalled cuz he recognized her before when she came in, so he kind of stalled and that's when we called you all. >> Okay. Okay. Well, hey, thank you for your statement. Uh any further things you need from us here? Do you need that cane to walk? >> Yes. >> All right, let me get your purse from you, okay? You got anything else on you that's going to stick for me, or harm me, or harm us, or poke us or anything? All right, you're going to be under arrest for this, okay? The bank wants to prosecute, the person wants to prosecute. We'll make it as easy for you as possible, okay? We're going to walk you to the car. We're going to handcuff you when you get to the car, okay? >> Lessons. Lesson one. Miranda is not a booking formality. Custody is a legal condition, not a physical one. When questioning targets a specific offense and the subject cannot reasonably leave, warnings must issue every time, no exceptions. Lesson two. The Fifth Amendment costs nothing to invoke. Under Edwards versus Arizona, saying I want an attorney ends interrogation immediately and irrevocably. One sentence exercised here, it changes the evidentiary picture entirely. Lesson three. Physical evidence anchors fraud prosecutions. The withdrawal slip, fraudulent IDs, and bank cards exist independent of anything the subject said. This case supports full prosecution even if every statement were suppressed. Let us know if there is an interaction or legal topic you would like us to discuss in the comments below. Thank you for watching, and don't forget to check out our second channel, Street Body Cam, for even more police interaction and courtroom content.